Consultation and preventative care
Pet care plans (monthly cost) prices at UK vets
What UK vet practices charge for this item, from their own published price lists.
Published prices
No practice on our list publishes this price yet: vet businesses with 15 or more practices or out-of-hours centres must publish it, if they offer it, on each practice's website from 23 December 2026, and smaller practices from 23 March 2027.
What it is
The monthly cost of the practice's pet care plan: a subscription that covers routine medication and services, which may include annual vaccinations, check-ups and flea, tick and worm treatment (Art. 2). It is not insurance; the CMA notes plans do not cover emergencies, accidents or illness (final report Part A, paragraph 9.2).
Official price-list name: Pet care plan(s) (monthly cost)
(CMA Order, Schedule 1).
What others have published
- £145.00 to £201.50 a year for a cat, and £165.00 to £220.70 for a small dog: four large groups' plan prices, excluding VAT (annual, so not comparable with a monthly list price) (CMA, Final decision report, Part A (competition concerns), Table 9.2; July 2025, or 2024 averages for one group).
Figures from published reports, not prices we collected, and not a current UK average.
What's included
- This is the monthly cost of the practice's plan. Schedule 1 asks for a link to the page on the practice website that says what the plan includes, so check that page before comparing two plans on price alone.
- If a practice claims its plan saves you money, Article 9 sets rules for how that saving is worked out and shown.
- Anything that is an essential part of the service, and VAT (Art. 7(2)(d) and (f))
Why the price varies
- What is included. The CMA found the large groups' standard plans always included an annual vaccination (plus kennel cough for dogs), at least one consultation, 12 months of flea and worm treatment, microchipping and neutering (Appendix G, paragraph 1.5).
- Species and weight. Plans are usually priced by species and, for dogs, by weight (Part A, paragraph 9.18).
- How much you use it. On actual average use, the average subscriber saved money on about half of the large groups' top-selling plans (Appendix G, paragraph 1.13).
Background
In the CMA's survey, 37% of pet owners subscribed to a plan (Part A, paragraph 9.17).
Questions to ask the practice
- Which items are one-offs, such as neutering and microchipping, and what is the saving without them?
- How many consultations are included, and with a vet or a nurse?
- What are the minimum term, notice period and cancellation fees?
- Does the plan renew automatically?
We explain prices, not treatment. Ask your vet about the clinical choices for your own pet.
The rules
What the practice's price list must show, with the Order's article references
The exact name from Schedule 1, “Pet care plan(s) (monthly cost)”, with no free-text description (Art. 7(2)(a)).
As for every item: each version on its own line with the standard one marked, a cat price and five dog bands where the price depends on the animal, and VAT included, kept up to date and changed before a higher price is charged (Art. 7(2)(b), (c), (f) and (g), and 7(5)).
A link to the page on its website that sets out what the plan includes (Schedule 1).
Large vet groups must publish from 23 December 2026 and smaller practices from 23 March 2027 (Art. 3 and 7).
Unhappy with a bill or a price? Our guide explains how to complain, from the practice's own process to free mediation.
Questions
What must the plan page show?
Every product and service included, how often each can be used, which are one-offs, when each is available, the monthly and annual price, the standalone price of each item, and the cancellation terms (Art. 2 and 9(3)).
Can a practice advertise "save £X a year"?
Only with an explanation of how the saving is worked out, a comparison that leaves out one-off items, and no counting of items you would still pay extra for (Art. 9(5) to 9(8)).
Why might my bill be higher than the listed price?
Listed prices are for the typical case. Each price list must say so, and must warn that prices may go up in more complex or complicated cases (Art. 7(2)(l)). The price must still include anything that is an essential part of the service (Art. 7(2)(d)).
How up to date are the prices here?
Every price shows the date we last checked it and links to the practice's own page. We re-check weekly, and daily from 23 to 31 December 2026. If a price looks wrong, email [email protected].
Sources
- Competition and Markets Authority, The Veterinary Services Market Investigation Order 2026 (published 22 September 2026): Article 3 (compliance dates), Article 7 (price list) and Schedule 1 (the 36 price-list items).
- CMA, Veterinary services for household pets: summary of the final report (24 March 2026).
- CMA, Final decision report, Part A (competition concerns) (24 March 2026).
- CMA, Final report Appendix G: whether LVG pet care plans provide value for money (24 March 2026).
- Practice prices: each practice's own published price list, linked next to every price.