Prescription, dispensing and administration

Insurance administration fees prices at UK vets

What the practice charges for administration connected with a pet insurance claim, such as completing claim forms.

Published prices

No practice on our list publishes this price yet: vet businesses with 15 or more practices or out-of-hours centres must publish it, if they offer it, on each practice's website from 23 December 2026, and smaller practices from 23 March 2027.

What it is

The CMA's guidance says that if a practice has different insurance charges, it should list them as separate lines (Explanatory Note, Annex 1).

Official price-list name: Insurance administration fees (CMA Order, Schedule 1).

What's included

  • Anything that is an essential part of the service, and VAT (Art. 7(2)(d) and (f))

Why the price varies

  • The type of claim. Practices may charge differently for different insurance tasks; each should be its own line.
  • Separate from treatment. RCVS guidance says that on claim forms the vet should include the amounts actually paid, show administrative charges separately, record discounts, and that inflated fees are not acceptable (RCVS supporting guidance, chapter 9, paragraph 9.34).

Questions to ask the practice

  • Is the fee per claim, per form, or per condition?
  • Do you claim directly from my insurer, and is the fee different if you do?

We explain prices, not treatment. Ask your vet about the clinical choices for your own pet.

The rules

What the practice's price list must show, with the Order's article references

The exact name from Schedule 1, “Insurance administration fees”, with no free-text description (Art. 7(2)(a)).

As for every item: each version on its own line with the standard one marked, a cat price and five dog bands where the price depends on the animal, and VAT included, kept up to date and changed before a higher price is charged (Art. 7(2)(b), (c), (f) and (g), and 7(5)).

Large vet groups must publish from 23 December 2026 and smaller practices from 23 March 2027 (Art. 3 and 7).

Unhappy with a bill or a price? Our guide explains how to complain, from the practice's own process to free mediation.

Questions

Can my insurer pay this fee?

That depends on your policy. Ask your insurer; the practice's price list only shows what the practice charges.

Why might my bill be higher than the listed price?

Listed prices are for the typical case. Each price list must say so, and must warn that prices may go up in more complex or complicated cases (Art. 7(2)(l)). The price must still include anything that is an essential part of the service (Art. 7(2)(d)).

How up to date are the prices here?

Every price shows the date we last checked it and links to the practice's own page. We re-check weekly, and daily from 23 to 31 December 2026. If a price looks wrong, email [email protected].

Sources

How we get prices